Every pound saved has the potential to be reinvested somewhere that matters, whether that’s enhancing guest experiences, supporting employees, improving accessibility, investing in facilities, or strengthening long-term growth. On 29 July at 11:00am, BB Merchant Services will be joined by…
Occasionally, it is worth creating spac…
While interchange itself cannot be changed, its impact is becoming more visible as transaction profiles evolve. An increase in commercial card usage, for example, or a higher proportion of international customers, can shift blended interchange rates by 10-20 basis points.…
Two businesses processing the same volume can have materially different costs depending on their transaction mix. A higher share of commercial cards, for example, can increase interchange exposure significantly. Similarly, a shift from domestic to international transactions introduces higher cross-border…
It is set by the card schemes and varies significantly by card type. Consumer debit may sit below 0.3%, while commercial credit cards can exceed 2%, particularly on unregulated or cross-border transactions. This variation is becoming more relevant as transaction…